Unfortunately in-hospital procedures or doctor expenses can be charged at 5 or more times the rate your medical scheme will cover. These unexpected, out-of-pocket medical expenses can often come as a shock and place you in financial distress. With our Agility Gap Cover and Co-Pay Cover, you can be prepared for the medical shortfalls.
WHAT IS GAP & CO-PAY COVER?
GAP COVER
Gap Cover works as medical insurance, it pays for the difference between what your doctor charges for in-hospital procedures and the rate your medical scheme covers.
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Why Agility Gap Cover?
The best medical aid cover in South Africa.
It’s well known patients most likely need to always pay in an amount for in-hospital treatments. We have the most comprehensive options that will help you be protected against these shortfalls. For a small amount per month added to your medical scheme fees you can cut the stress.
CO-PAY COVER
Unexpected out-of-pocket expenses for in-hospital procedures can break the bank. Co-Pay cover will pay these amounts when you can’t.
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Why Agility Co-Pay cover?
The smartest medical aid add-on to protect your pocket.
We have the best cover options in the market. Pay a small amount each month to be prepared for out-of-pocket expenses.
THE AGILITY GAP RANGE
The Agility Gap range offers great cover at very affordable rates. From as little as R97 per family per month, these products will pay the difference between your medical scheme rate and what the doctor or hospital charges for in-hospital procedures. Your medical scheme covers the first 100% (or more, depending on your medical scheme option), and we pay the rest, up to as much as 600%! All Agility Gap products include cover at any private facility, as well as great cover for all Prescribed Minimum Benefit (PMB) conditions.
THE AGILITY COMBINED RANGE
The Agility Combined range offers protection on two levels: Firstly, it protects you against benefit shortfalls where your doctor charges more for an in-hospital procedure than what your medical scheme will pay (also known as gap insurance). Secondly, it protects you against any out-of-pocket contributions (also known as co-payments) that you may need to pay towards an in-hospital procedure. This type of combined cover is the best way to make sure you avoid those costly healthcare expenses that we’re often unprepared for.
AGILITY ULTRA
Agility Ultra is our top of the range product that not only covers in-hospital benefit shortfalls and co-payments, but also offers a wide variety of extra benefits. This product is an industry leader and, as a member, you can rest assured that unexpected healthcare costs are a thing of the past!
Agility Gap & CoPay is a division of Agility Insurance Administrators (PTY) Ltd. Products are underwritten by GENRIC Insurance Company Ltd (FSP 43638) GENRIC Insurance Company Ltd is an Authorised Financial Service Provider. Agility Gap & CoPay is a division of Agility Insurance.