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Family at a Beach
Agility Gap & CoPay
Hospital bills don't stop when your medical scheme pays the claim.
Gap and CoPay cover that covers medical shortfalls, with no hidden catches.
Your medical scheme is the foundation of your healthcare funding. In reality, hospital costs do not always follow scheme rates. We cover the difference. So a R45,000 hospital bill does not end with a R12,000 invoice waiting for you.

WHY GAP COVER

Where your scheme stops, the bill does not.

Three reasons to get Gap & CoPay Cover:

Doctor With Patient

When specialists charge more than your scheme pays.

Many specialists work at rates above the scheme tariff. We pay the difference, so you can focus on getting better.

Because the gap is not a glitch in your cover. It is a feature of the system. We close it.

MORE COMPREHENSIVE COVER  ·  CLAIMS WE PAY

Built on two decades of paying claims,
not delaying them.

Cover from R136 per month for a single member and R149 per month for a family of four.

Final price depends on your scheme, plan and ages. The quote below takes 60 seconds.

WHAT PEOPLE SAY

-  Thabiso

Honestly thought submitting the claim would be more of a mission than it was. Uploaded everything, got stuck on one of the forms, and someone actually phoned me back to walk me through it. Glad I took the cover when I did.

-  Charlene

My husband was in for a major operation and we had thousands of rands not paid by my medical aid. Agility helped me through every gap claim-it was amazing. Thank you!

-  Laiken

The part I appreciated was that they told me upfront what was covered and what wasn't. Claim payment came through quicker than I expected, it was paid in like 3 days.

genric

Agility Gap & CoPay is a division of Agility Insurance Administrators (PTY) Ltd. Products are underwritten by GENRIC Insurance Company Ltd (FSP 43638) GENRIC Insurance Company Ltd is an Authorised Financial Service Provider. 

Get in touch with our team of Experts

+27 11 796 6425

Thanks, we'll be in touch!

© 2026 by Agility. All rights reserved.

© 2021 by Agility. All rights reserved.

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